Medicare
Medicare Plans 2026
Medicare Advantage (MA, MA-PD) and Part D (PDP) plans by county, from CMS public files. Pick a state, then search for your doctor to see which Medicare Advantage plans list them in their public provider directory.
Drug list (Part D cost estimate)
Find your doctor: which Medicare Advantage plans list them?
In-network status comes from each Medicare Advantage organization's public provider directory (CMS-required Plan-Net). Directories can be out of date and a plan not listed here may still cover the doctor: always confirm with the plan and the doctor's office before enrolling. Directory data is loaded for 858 of 5,595 2026 Medicare Advantage plans nationwide ("Unknown" = no directory loaded for that plan); organizations whose directory needs a developer registration are not loaded yet. "Estimated" means we matched the plan to the directory by name rather than by its CMS plan id. See coverage by organization.
43 plans. Premiums are monthly.
| Plan | Type | Monthly premium | vs 2025 | Drug deductible | MOOP | Stars | PCP / specialist | Extras | Drug list | Provider network |
|---|---|---|---|---|---|---|---|---|---|---|
| Humana Essentials Plus Giveback H7617-024 (PPO) Humana - H7617_024_0 |
MA-PD PPO |
$0.00 | - | $615.00 | $7,900.00 | 4.5 | $0.00 / $40.00 | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| Humana Value Choice H7617-030 (PPO) Humana - H7617_030_0 |
MA-PD PPO |
$0.00 | - | $400.00 | $6,050.00 | 4.5 | $0.00 / $40.00 | Dental, Vision, Hearing | Loaded | Loaded 510,267 providers |
| Blue Cross Medicare Advantage Choice Plus (PPO) Blue Cross and Blue Shield of Montana - H0107_005_0 |
MA-PD PPO |
$0.00 | - | $615.00 | $9,250.00 | 3.5 | $10.00 / $32.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Blue Cross Medicare Advantage Dental Premier (PPO) Blue Cross and Blue Shield of Montana - H0107_007_0 |
MA-PD PPO |
$0.00 | - | $615.00 | $8,100.00 | 3.5 | $0.00 / $40.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Blue Cross Medicare Advantage Health Choice (PPO) Blue Cross and Blue Shield of Montana - H0107_010_0 |
MA-PD PPO |
$0.00 | - | $615.00 | $6,750.00 | 3.5 | $6.00 / $45.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Blue Cross Medicare Advantage Protect (PPO) Blue Cross and Blue Shield of Montana - H0107_011_0 |
MA PPO |
$0.00 | - | n/a | $6,500.00 | 3.5 | $0.00 / $50.00 | Dental, Vision, Hearing | None | Not loaded |
| Humana Total Complete H6622-097 (HMO) Humana - H6622_097_0 |
MA-PD HMO |
$0.00 | - | $615.00 | $6,200.00 | 3.5 | $0.00 / $30.00 | Dental, Vision, Hearing | Loaded | Loaded 89,218 providers |
| Humana USAA Honor Giveback (PPO) Humana - H5216_278_3 |
MA PPO |
$0.00 | - | n/a | $6,750.00 | 3.5 | $0.00 / $35.00 | Dental, Vision, Hearing | None | Loaded 510,267 providers |
| Humana USAA Honor Giveback (PPO) Humana - H5216_427_5 |
MA PPO |
$0.00 | - | n/a | $9,150.00 | 3.5 | $0.00 / $35.00 | Dental, Vision, Hearing | None | Loaded 510,267 providers |
| Humana USAA Honor Giveback (PPO) Humana - H5525_031_0 |
MA PPO |
$0.00 | - | n/a | $6,750.00 | 3.5 | $0.00 / $40.00 | Dental, Vision, Hearing | None | Loaded 513,591 providers |
| HumanaChoice H5216-457 (PPO) Humana - H5216_457_1 |
MA-PD PPO |
$0.00 | - | $400.00 | $6,050.00 | 3.5 | $0.00 / $40.00 | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| HumanaChoice H5216-457 (PPO) Humana - H5216_457_2 |
MA-PD PPO |
$0.00 | - | $400.00 | $6,500.00 | 3.5 | $0.00 / $55.00 | Dental, Vision, Hearing | Loaded | Loaded 510,267 providers |
| AARP Medicare Advantage from UHC MT-0002 (PPO) UnitedHealthcare - H8211_009_0 |
MA-PD PPO |
$0.00 | - | $600.00 | $6,700.00 | 3.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage Patriot No Rx MT-MA01 (PPO) UnitedHealthcare - H8211_010_0 |
MA PPO |
$0.00 | - | n/a | $6,700.00 | 3.0 | $0.00 / $0.00 | Dental, Vision, Hearing | None | Not loaded |
| UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS) UnitedHealthcare - H5435_001_0 |
MA PFFS |
$0.00 | - | n/a | $6,700.00 | 2.5 | $0.00 / $0.00 | Dental, Vision, Hearing | None | Not loaded |
| Humana Basic Rx Plan (PDP) Humana - S5884_145_0 |
PDP PDP |
$4.70 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| AARP Medicare Rx Saver from UHC (PDP) UnitedHealthcare - S5921_370_0 |
PDP PDP |
$5.30 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| Wellcare Value Script (PDP) Wellcare - S4802_158_0 |
PDP PDP |
$9.60 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| Wellcare Classic (PDP) Wellcare - S4802_089_0 |
PDP PDP |
$12.70 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| PacificSource Medicare MyCare Choice Rx 29 (HMO-POS) PacificSource Medicare - H3864_029_0 |
MA-PD HMO-POS |
$13.00 | - | $299.00 | $5,525.00 | 3.5 | - / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| HumanaChoice H5216-089 (PPO) Humana - H5216_089_0 |
MA-PD PPO |
$14.00 | - | $350.00 | $5,300.00 | 3.5 | $0.00 / $40.00 | Dental, Vision, Hearing | Loaded | Loaded 510,267 providers |
| PacificSource Medicare MyCare Choice 30 (HMO-POS) PacificSource Medicare - H3864_030_0 |
MA HMO-POS |
$15.00 | - | n/a | $4,950.00 | 3.5 | - / - | Dental, Vision, Hearing | None | Not loaded |
| Humana Gold Plus H6622-007 (HMO) Humana - H6622_007_0 |
MA-PD HMO |
$18.00 | - | $615.00 | $5,700.00 | 3.5 | $0.00 / $45.00 | Dental, Vision, Hearing | Loaded | Loaded 89,218 providers |
| Humana Value Rx Plan (PDP) Humana - S5884_204_0 |
PDP PDP |
$20.80 | - | $601.00 | n/a | - | n/a | Loaded | n/a | |
| Humana Full Access H7617-026 (PPO) Humana - H7617_026_0 |
MA-PD PPO |
$29.00 | - | $615.00 | $5,500.00 | 4.5 | $0.00 / $30.00 | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| SilverScript Choice (PDP) Aetna Medicare - S5601_050_0 |
PDP PDP |
$29.70 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| Humana Gold Plus SNP-DE H6622-008 (HMO D-SNP) Humana - H6622_008_0Dual-Eligible |
MA-PD HMO D-SNP |
$30.00 | - | $615.00 | $9,250.00 | 3.5 | - / - | Dental, Vision, Hearing | Loaded | Loaded 89,218 providers |
| Humana Gold Choice H8145-006 (PFFS) Humana - H8145_006_0 |
MA-PD PFFS |
$37.00 | - | $615.00 | $6,800.00 | 3.5 | $0.00 / $55.00 | Dental, Vision, Hearing | Loaded | Loaded 86,406 providers |
| HumanaChoice SNP-DE H7617-036 (PPO D-SNP) Humana - H7617_036_0Dual-Eligible |
MA-PD PPO D-SNP |
$41.50 | - | $615.00 | $9,250.00 | 4.5 | - / - | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| HumanaChoice SNP-DE H7617-037 (PPO D-SNP) Humana - H7617_037_0Dual-Eligible |
MA-PD PPO D-SNP |
$41.50 | - | $615.00 | $9,250.00 | 4.5 | - / - | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| UHC Dual Complete MT-S001 (PPO D-SNP) UnitedHealthcare - H2001_041_0Dual-Eligible |
MA-PD PPO D-SNP |
$41.50 | - | $615.00 | $9,250.00 | 4.5 | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage from UHC MT-0001 (PPO) UnitedHealthcare - H8211_007_0 |
MA-PD PPO |
$49.00 | - | $600.00 | $5,900.00 | 3.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| HumanaChoice H5525-054 (PPO) Humana - H5525_054_0 |
MA-PD PPO |
$64.00 | - | $615.00 | $7,000.00 | 3.5 | $0.00 / $45.00 | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| HealthSpring Extra Rx (PDP) HealthSpring - S5617_375_0 |
PDP PDP |
$66.50 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| Blue Cross Medicare Advantage Classic (PPO) Blue Cross and Blue Shield of Montana - H0107_003_0 |
MA-PD PPO |
$74.00 | - | $450.00 | $6,500.00 | 3.5 | $7.00 / $45.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| HumanaChoice H5216-048 (PPO) Humana - H5216_048_0 |
MA-PD PPO |
$87.00 | - | $615.00 | $6,750.00 | 3.5 | $0.00 / $35.00 | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| MedicareBlue Rx Standard (PDP) MedicareBlue Rx - S5743_001_0 |
PDP PDP |
$101.00 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| Humana Premier Rx Plan (PDP) Humana - S5884_171_0 |
PDP PDP |
$103.70 | - | $0.00 | n/a | - | n/a | Loaded | n/a | |
| UHC MedicareDirect PF-0001 (PFFS) UnitedHealthcare - H5435_024_0 |
MA-PD PFFS |
$118.00 | - | $600.00 | $6,700.00 | 2.5 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| HealthSpring Assurance Rx (PDP) HealthSpring - S5617_123_0 |
PDP PDP |
$125.90 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| Blue Cross Medicare Advantage Optimum (PPO) Blue Cross and Blue Shield of Montana - H0107_004_0 |
MA-PD PPO |
$128.00 | - | $300.00 | $4,700.00 | 3.5 | $0.00 / $40.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Rx Preferred from UHC (PDP) UnitedHealthcare - S5921_406_0 |
PDP PDP |
$140.20 | - | $130.00 | n/a | - | n/a | Loaded | n/a | |
| AARP Medicare Advantage Access from UHC MT-3 (PPO) UnitedHealthcare - H8211_012_0 |
MA-PD PPO |
$276.00 | - | $600.00 | $3,000.00 | 3.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
Derived from CMS public files (Landscape, Plan Benefit Package, Part D formulary). Plan availability, premiums, benefits and drug coverage can change: always confirm with the insurer or Medicare.gov before enrolling. Changes vs 2025 compare the same CMS plan id (contract-plan-segment) in both years; they are estimates, so confirm premiums with the insurer.