Medicare
Medicare Plans 2026
Medicare Advantage (MA, MA-PD) and Part D (PDP) plans by county, from CMS public files. Pick a state, then search for your doctor to see which Medicare Advantage plans list them in their public provider directory.
Drug list (Part D cost estimate)
Find your doctor: which Medicare Advantage plans list them?
In-network status comes from each Medicare Advantage organization's public provider directory (CMS-required Plan-Net). Directories can be out of date and a plan not listed here may still cover the doctor: always confirm with the plan and the doctor's office before enrolling. Directory data is loaded for 858 of 5,595 2026 Medicare Advantage plans nationwide ("Unknown" = no directory loaded for that plan); organizations whose directory needs a developer registration are not loaded yet. "Estimated" means we matched the plan to the directory by name rather than by its CMS plan id. See coverage by organization.
84 plans. Premiums are monthly.
| Plan | Type | Monthly premium | vs 2025 | Drug deductible | MOOP | Stars | PCP / specialist | Extras | Drug list | Provider network |
|---|---|---|---|---|---|---|---|---|---|---|
| UHC Complete Care NM-11 (PPO C-SNP) UnitedHealthcare - H2001_070_0Chronic or Disabling Condition |
MA-PD PPO C-SNP |
$0.00 | - | $520.00 | $5,900.00 | 4.5 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| UHC Complete Care Support EP-1A (PPO C-SNP) UnitedHealthcare - H2001_043_0Chronic or Disabling Condition |
MA-PD PPO C-SNP |
$0.00 | - | $615.00 | $9,250.00 | 4.5 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| UHC Complete Care Support NM-1A (PPO C-SNP) UnitedHealthcare - H2001_042_0Chronic or Disabling Condition |
MA-PD PPO C-SNP |
$0.00 | - | $491.00 | $9,250.00 | 4.5 | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| UHC Complete Care Support NM-2A (PPO C-SNP) UnitedHealthcare - H2001_044_0Chronic or Disabling Condition |
MA-PD PPO C-SNP |
$0.00 | - | $513.00 | $9,250.00 | 4.5 | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage Essentials from UHC EP-1 (PPO) UnitedHealthcare - H2406_039_0 |
MA-PD PPO |
$0.00 | - | $440.00 | $4,200.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage Extras from UHC EP-3 (PPO) UnitedHealthcare - H2406_121_0 |
MA-PD PPO |
$0.00 | - | $465.00 | $5,900.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage from UHC NM-0004 (PPO) UnitedHealthcare - H2406_089_0 |
MA-PD PPO |
$0.00 | - | $600.00 | $5,900.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage from UHC NM-0005 (PPO) UnitedHealthcare - H2406_090_0 |
MA-PD PPO |
$0.00 | - | $600.00 | $5,900.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage from UHC NM-0006 (PPO) UnitedHealthcare - H2406_091_0 |
MA-PD PPO |
$0.00 | - | $600.00 | $6,700.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage from UHC NM-0009 (HMO-POS) UnitedHealthcare - H4604_027_0 |
MA-PD HMO-POS |
$0.00 | - | $600.00 | $5,900.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage from UHC NM-0010 (HMO-POS) UnitedHealthcare - H4604_028_0 |
MA-PD HMO-POS |
$0.00 | - | $600.00 | $5,900.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage Giveback from UHC EP-2 (PPO) UnitedHealthcare - H2406_119_0 |
MA-PD PPO |
$0.00 | - | $600.00 | $7,900.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage Giveback from UHC NM-7 (PPO) UnitedHealthcare - H2406_096_0 |
MA-PD PPO |
$0.00 | - | $600.00 | $6,700.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage Giveback from UHC NM-8 (PPO) UnitedHealthcare - H2406_097_0 |
MA-PD PPO |
$0.00 | - | $600.00 | $6,700.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage Patriot No Rx NM-MA01 (PPO) UnitedHealthcare - H2406_080_0 |
MA PPO |
$0.00 | - | n/a | $6,700.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | None | Not loaded |
| AARP Medicare Advantage Patriot No Rx NM-MA02 (PPO) UnitedHealthcare - H2406_092_0 |
MA PPO |
$0.00 | - | n/a | $6,700.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | None | Not loaded |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana - H4461_065_0Chronic or Disabling Condition |
MA-PD HMO C-SNP |
$0.00 | - | $615.00 | $3,250.00 | 4.0 | $0.00 / $20.00 | Dental, Vision, Hearing | Loaded | Loaded 94,498 providers |
| Humana Total Complete H4461-064 (HMO) Humana - H4461_064_0 |
MA-PD HMO |
$0.00 | - | $0.00 | $3,800.00 | 4.0 | $0.00 / $15.00 | Dental, Vision, Hearing | Loaded | Loaded 113,556 providers |
| CHRISTUS Health Medicare Guardian (HMO) CHRISTUS Health Advantage - H1189_007_0 |
MA HMO |
$0.00 | - | n/a | $4,900.00 | 3.5 | - / $35.00 | Dental, Vision, Hearing | None | Not loaded |
| CHRISTUS Health Medicare Plus (HMO) CHRISTUS Health Advantage - H1189_002_0 |
MA-PD HMO |
$0.00 | - | $250.00 | $4,200.00 | 3.5 | - / $25.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Humana Essentials Plus Giveback H5216-435 (PPO) Humana - H5216_435_3 |
MA-PD PPO |
$0.00 | - | $0.00 | $7,850.00 | 3.5 | $0.00 / $50.00 | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana - H0028_076_0Chronic or Disabling Condition |
MA-PD HMO C-SNP |
$0.00 | - | $140.00 | $9,250.00 | 3.5 | - / - | Dental, Vision, Hearing | Loaded | Loaded 94,498 providers |
| Humana Gold Plus H0028-019 (HMO) Humana - H0028_019_0 |
MA-PD HMO |
$0.00 | - | $0.00 | $3,800.00 | 3.5 | $0.00 / $15.00 | Dental, Vision, Hearing | Loaded | Loaded 113,556 providers |
| Humana Together in Health (PPO I-SNP) Humana - H5216_444_0Institutional |
MA-PD PPO I-SNP |
$0.00 | - | $570.00 | $9,250.00 | 3.5 | $0.00 / - | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| Humana USAA Honor Giveback (PPO) Humana - H5216_436_3 |
MA PPO |
$0.00 | - | n/a | $6,200.00 | 3.5 | $0.00 / $45.00 | Dental, Vision, Hearing | None | Loaded 510,267 providers |
| Humana Value Choice H5216-078 (PPO) Humana - H5216_078_6 |
MA-PD PPO |
$0.00 | - | $615.00 | $5,000.00 | 3.5 | $0.00 / $50.00 | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana - H5216_443_0Chronic or Disabling Condition |
MA-PD PPO C-SNP |
$0.00 | - | $235.00 | $9,250.00 | 3.5 | - / - | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| HumanaChoice H5216-196 (PPO) Humana - H5216_196_1 |
MA-PD PPO |
$0.00 | - | $615.00 | $4,900.00 | 3.5 | $0.00 / $45.00 | Dental, Vision, Hearing | Loaded | Loaded 510,267 providers |
| HumanaChoice H5216-339 (PPO) Humana - H5216_339_0 |
MA-PD PPO |
$0.00 | - | $615.00 | $4,200.00 | 3.5 | $0.00 / $45.00 | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| HumanaChoice H5216-437 (PPO) Humana - H5216_437_2 |
MA PPO |
$0.00 | - | n/a | $4,150.00 | 3.5 | $0.00 / $40.00 | Dental, Vision, Hearing | None | Loaded 513,591 providers |
| UHC Dual Complete NM-S1 (PPO D-SNP) UnitedHealthcare - H0294_050_0Dual-Eligible |
MA-PD PPO D-SNP |
$0.00 | - | $615.00 | $9,250.00 | 3.5 | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| UHC Dual Complete NM-V1 (PPO D-SNP) UnitedHealthcare - H0294_051_0Dual-Eligible |
MA-PD PPO D-SNP |
$0.00 | - | $615.00 | $4,900.00 | 3.5 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| UHC Dual Complete NM-Y1 (PPO D-SNP) UnitedHealthcare - H0294_049_0Dual-Eligible |
MA-PD PPO D-SNP |
$0.00 | - | $615.00 | $9,250.00 | 3.5 | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| Blue Cross MA Dual Care Plus Preferred (PPO D-SNP) Blue Cross and Blue Shield of IL, NM, OK, TX - H8634_009_0Dual-Eligible |
MA-PD PPO D-SNP |
$0.00 | - | $615.00 | $9,250.00 | 3.0 | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| Blue Cross Medicare Advantage Choice Premier (PPO) Blue Cross and Blue Shield of NM, TX - H1666_012_0 |
MA-PD PPO |
$0.00 | - | $450.00 | $5,100.00 | 3.0 | $0.00 / $25.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Blue Cross Medicare Advantage Classic (PPO) Blue Cross and Blue Shield of IL, NM, OK, TX - H8634_010_0 |
MA-PD PPO |
$0.00 | - | $615.00 | $7,355.00 | 3.0 | $0.00 / $49.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Blue Cross Medicare Advantage Dental Premier (PPO) Blue Cross and Blue Shield of NM, TX - H1666_016_0 |
MA-PD PPO |
$0.00 | - | $615.00 | $9,250.00 | 3.0 | $0.00 / $30.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Blue Cross Medicare Advantage Health Choice (PPO) Blue Cross and Blue Shield of NM, TX - H1666_014_0 |
MA-PD PPO |
$0.00 | - | $615.00 | $6,750.00 | 3.0 | $0.00 / $36.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| HealthSpring Preferred (HMO) HealthSpring - H0672_005_0 |
MA-PD HMO |
$0.00 | - | $200.00 | $4,201.00 | 3.0 | - / $30.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Presbyterian Dual Plus (HMO D-SNP) Presbyterian Health Plan - H3204_013_4Dual-Eligible |
MA-PD HMO D-SNP |
$0.00 | - | $550.00 | $9,250.00 | 3.0 | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| Presbyterian Dual Plus (HMO D-SNP) Presbyterian Health Plan - H3204_013_5Dual-Eligible |
MA-PD HMO D-SNP |
$0.00 | - | $550.00 | $8,500.00 | 3.0 | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| Presbyterian Dual Plus (HMO D-SNP) Presbyterian Health Plan - H3204_013_6Dual-Eligible |
MA-PD HMO D-SNP |
$0.00 | - | $550.00 | $9,250.00 | 3.0 | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| Presbyterian Senior Care Extra Health Plan with Rx (HMO) Presbyterian Health Plan - H3204_017_0 |
MA-PD HMO |
$0.00 | - | $615.00 | $6,000.00 | 3.0 | - / $40.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Presbyterian Senior Care Plan 1 (HMO) Presbyterian Health Plan - H3204_008_0 |
MA HMO |
$0.00 | - | n/a | $4,250.00 | 3.0 | - / $30.00 | Dental, Vision, Hearing | None | Not loaded |
| Presbyterian Senior Care Plan 2 with Rx (HMO) Presbyterian Health Plan - H3204_001_0 |
MA-PD HMO |
$0.00 | - | $0.00 | $6,000.00 | 3.0 | - / $30.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) Blue Cross and Blue Shield of New Mexico - H3251_029_0Dual-Eligible |
MA-PD HMO D-SNP |
$0.00 | - | $615.00 | $9,250.00 | 2.5 | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| Blue Cross Medicare Advantage Select (HMO) Blue Cross and Blue Shield of New Mexico - H3251_002_0 |
MA-PD HMO |
$0.00 | - | $450.00 | $4,200.00 | 2.5 | $0.00 / $20.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Rx Saver from UHC (PDP) UnitedHealthcare - S5921_371_0 |
PDP PDP |
$0.00 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| DEVOTED C-SNP 003 NM (HMO C-SNP) Devoted Health - H9977_003_0Chronic or Disabling Condition |
MA-PD HMO C-SNP |
$0.00 | - | $615.00 | $4,400.00 | - | - / $30.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| DEVOTED C-SNP 007 NM (HMO C-SNP) Devoted Health - H9977_007_0Chronic or Disabling Condition |
MA-PD HMO C-SNP |
$0.00 | - | $615.00 | $4,300.00 | - | - / $30.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| DEVOTED C-SNP PLUS 004 NM (HMO C-SNP) Devoted Health - H9977_004_0Chronic or Disabling Condition |
MA-PD HMO C-SNP |
$0.00 | - | $615.00 | $9,250.00 | - | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| DEVOTED CORE 001 NM (HMO) Devoted Health - H9977_001_0 |
MA-PD HMO |
$0.00 | - | $375.00 | $4,100.00 | - | - / $25.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| DEVOTED CORE 005 NM (HMO) Devoted Health - H9977_005_0 |
MA-PD HMO |
$0.00 | - | $175.00 | $4,000.00 | - | - / $25.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| DEVOTED GIVEBACK 002 NM (HMO) Devoted Health - H9977_002_0 |
MA-PD HMO |
$0.00 | - | $605.00 | $7,000.00 | - | - / $55.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| DEVOTED GIVEBACK 006 NM (HMO) Devoted Health - H9977_006_0 |
MA-PD HMO |
$0.00 | - | $605.00 | $7,000.00 | - | - / $55.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| HealthSpring Assurance Rx (PDP) HealthSpring - S5617_128_0 |
PDP PDP |
$0.00 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| Humana Basic Rx Plan (PDP) Humana - S5884_110_0 |
PDP PDP |
$0.00 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Arizona - H8845_007_1Dual-Eligible |
MA-PD HMO D-SNP |
$0.00 | - | $615.00 | $9,250.00 | - | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Arizona - H8845_007_2Dual-Eligible |
MA-PD HMO D-SNP |
$0.00 | - | $615.00 | $9,250.00 | - | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| SCAN Balance (HMO C-SNP) SCAN Health Plan - H5244_002_0Chronic or Disabling Condition |
MA-PD HMO C-SNP |
$0.00 | - | $0.00 | $2,800.00 | - | - / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| SCAN Classic (HMO) SCAN Health Plan - H5244_001_0 |
MA-PD HMO |
$0.00 | - | $0.00 | $2,800.00 | - | - / $20.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| SCAN MyChoice (HMO) SCAN Health Plan - H5244_005_0 |
MA-PD HMO |
$0.00 | - | $0.00 | $3,300.00 | - | - / $20.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| SCAN Strive (HMO C-SNP) SCAN Health Plan - H5244_004_0Chronic or Disabling Condition |
MA-PD HMO C-SNP |
$0.00 | - | $615.00 | $2,800.00 | - | - / - | Dental, Vision, Hearing | Loaded | Not loaded |
| Wellcare Classic (PDP) Wellcare - S4802_090_0 |
PDP PDP |
$0.00 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| Wellcare Value Script (PDP) Wellcare - S4802_159_0 |
PDP PDP |
$0.00 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| HumanaChoice H7617-068 (PPO) Humana - H7617_068_0 |
MA-PD PPO |
$9.00 | - | $200.00 | $4,900.00 | 4.5 | $0.00 / $30.00 | Dental, Vision, Hearing | Loaded | Loaded 510,267 providers |
| HumanaChoice H5216-223 (PPO) Humana - H5216_223_0 |
MA-PD PPO |
$9.00 | - | $200.00 | $4,900.00 | 3.5 | $0.00 / $30.00 | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| HumanaChoice H5216-196 (PPO) Humana - H5216_196_2 |
MA-PD PPO |
$19.00 | - | $615.00 | $7,200.00 | 3.5 | $0.00 / $40.00 | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| Blue Cross Medicare Advantage Basic (HMO) Blue Cross and Blue Shield of IL, NM - H3822_002_0 |
MA-PD HMO |
$20.00 | - | $450.00 | $4,200.00 | 3.5 | $0.00 / $55.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage from UHC NM-0003 (PPO) UnitedHealthcare - H2406_088_0 |
MA-PD PPO |
$30.00 | - | $520.00 | $4,900.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage from UHC NM-0002 (PPO) UnitedHealthcare - H2406_055_0 |
MA-PD PPO |
$31.00 | - | $520.00 | $4,900.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage from UHC NM-0001 (PPO) UnitedHealthcare - H2406_054_0 |
MA-PD PPO |
$33.00 | - | $520.00 | $4,900.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| AARP Medicare Advantage from UHC EP-4 (PPO) UnitedHealthcare - H2406_135_0 |
MA-PD PPO |
$39.00 | - | $440.00 | $4,200.00 | 4.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Blue Cross Medicare Advantage Balance (PPO) Blue Cross and Blue Shield of NM, TX - H1666_019_0 |
MA-PD PPO |
$59.00 | - | $450.00 | $6,750.00 | 3.0 | $0.00 / $50.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Humana Full Access H7617-069 (PPO) Humana - H7617_069_0 |
MA-PD PPO |
$64.00 | - | $615.00 | $3,400.00 | 4.5 | $0.00 / $40.00 | Dental, Vision, Hearing | Loaded | Loaded 513,591 providers |
| Humana Value Rx Plan (PDP) Humana - S5884_205_0 |
PDP PDP |
$69.60 | - | $601.00 | n/a | - | n/a | Loaded | n/a | |
| Humana Premier Rx Plan (PDP) Humana - S5884_172_0 |
PDP PDP |
$75.60 | - | $0.00 | n/a | - | n/a | Loaded | n/a | |
| AARP Medicare Rx Preferred from UHC (PDP) UnitedHealthcare - S5921_407_0 |
PDP PDP |
$82.30 | - | $130.00 | n/a | - | n/a | Loaded | n/a | |
| Blue Cross Medicare Advantage Optimum (PPO) Blue Cross and Blue Shield of NM, TX - H1666_020_0 |
MA-PD PPO |
$90.00 | - | $300.00 | $4,250.00 | 3.0 | $0.00 / $40.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| SilverScript Choice (PDP) Aetna Medicare - S5601_052_0 |
PDP PDP |
$104.00 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| Blue Cross MedicareRx Value (PDP) Blue Cross and Blue Shield of IL, NM, OK, TX - S5715_020_0 |
PDP PDP |
$111.30 | - | $615.00 | n/a | - | n/a | Loaded | n/a | |
| Presbyterian Senior Care Plan 3 with Rx (HMO) Presbyterian Health Plan - H3204_007_0 |
MA-PD HMO |
$114.00 | - | $0.00 | $4,000.00 | 3.0 | - / $30.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Blue Cross Medicare Advantage Access (PPO) Blue Cross and Blue Shield of NM, TX - H1666_021_0 |
MA-PD PPO |
$135.00 | - | $615.00 | $4,200.00 | 3.0 | $0.00 / $0.00 | Dental, Vision, Hearing | Loaded | Not loaded |
| Blue Cross MedicareRx Basic (PDP) Blue Cross and Blue Shield of IL, NM, OK, TX - S5715_013_0 |
PDP PDP |
$145.40 | - | $615.00 | n/a | - | n/a | Loaded | n/a |
Derived from CMS public files (Landscape, Plan Benefit Package, Part D formulary). Plan availability, premiums, benefits and drug coverage can change: always confirm with the insurer or Medicare.gov before enrolling. Changes vs 2025 compare the same CMS plan id (contract-plan-segment) in both years; they are estimates, so confirm premiums with the insurer.